The Midwest appears to be hit the hardest when it comes to the financial fallout of the subprime and credit markets. A recent report measuring the risk of residential mortgage loan delinquencies found that nine of the nation's 10 highest-risk metropolitan areas are in Ohio, Michigan and Indiana. Those states also rank among the top six in bankruptcy filings per thousand people in the year ending June 30th despite a new law making it more difficult to file for personal bankruptcies. A report from the University of Wisconsin Milwaukee showed that the number of homeowners with mortgages in Milwaukee increased 74% in 2006 while the percentage of people paying at least 50% of their income to housing costs nearly doubled to 19%. Obviously, this is a troubling trend in that it is unsustainable. While many economists are forecasting a recover, many still believe that the worst is yet to come...